# BuyerRights - Know Your Rights. Protect Your Home.

> India's free AI-powered legal information platform helping home buyers understand their rights under the Real Estate (Regulation and Development) Act, 2016.

## What is BuyerRights?

BuyerRights (buyerrights.in) is a free, AI-powered platform that helps Indian home buyers understand and exercise their legal rights under RERA (Real Estate Regulation and Development Act, 2016). Our tagline - "Know Your Rights. Protect Your Home." - reflects our mission to empower every home buyer with legal knowledge. The platform provides instant, accurate guidance in 15 Indian languages across all 28 states and 8 Union Territories.

## Key Features

### 1. AI Legal Assistant
Ask any question about your real estate rights in plain language. Get instant, accurate answers with legal references. Available in English, Hindi, Marathi, Tamil, Telugu, Kannada, Malayalam, Bengali, Gujarati, Punjabi, Odia, Assamese, Urdu, Konkani, and Maithili.

### 2. Agreement Scanner
Upload your builder-buyer Agreement for Sale. Our AI scans for red flags, unfair clauses, and missing protections that could harm your interests.

### 3. Delay Compensation Calculator
If your builder has delayed possession, calculate the exact compensation you're entitled to under RERA. The rate is SBI MCLR + 2% (approximately 10-11% per annum).

### 4. Refund Eligibility Checker
Find out if you qualify for a refund from your builder. Understand the rules around project withdrawal and what deductions (if any) may apply.

### 5. Builder Verification Guide
Step-by-step guidance to verify if your project and builder are RERA registered. Links to official state RERA portals.

## Coverage

### States and Union Territories (36 total)
Maharashtra (MahaRERA), Odisha (ORERA), Karnataka (KRERA), Tamil Nadu (TNRERA), Gujarat (GUJRERA), Delhi, Uttar Pradesh (UP-RERA), Rajasthan, Madhya Pradesh, West Bengal, Andhra Pradesh, Telangana, Kerala, Punjab, Haryana, Bihar, Jharkhand, Chhattisgarh, Assam, Uttarakhand, Himachal Pradesh, Goa, Tripura, Meghalaya, Manipur, Nagaland, Arunachal Pradesh, Mizoram, Sikkim, Chandigarh, Puducherry, Jammu and Kashmir, Ladakh, Dadra and Nagar Haveli, Daman and Diu, Lakshadweep, Andaman and Nicobar Islands.

### Languages Supported (15)
- English (en)
- Hindi (hi) - हिंदी
- Marathi (mr) - मराठी
- Tamil (ta) - தமிழ்
- Telugu (te) - తెలుగు
- Kannada (kn) - ಕನ್ನಡ
- Malayalam (ml) - മലയാളം
- Bengali (bn) - বাংলা
- Gujarati (gu) - ગુજરાતી
- Punjabi (pa) - ਪੰਜਾਬੀ
- Odia (or) - ଓଡ଼ିଆ
- Assamese (as) - অসমীয়া
- Urdu (ur) - اردو
- Konkani (kok) - कोंकणी
- Maithili (mai) - मैथिली

## Common Questions We Help With

1. **Builder Delays**: "My builder has delayed possession by 2 years. What compensation am I entitled to?"
2. **Refund Rights**: "Can I cancel my flat booking and get a refund?"
3. **RERA Complaints**: "How do I file a complaint against my builder with RERA?"
4. **Agreement Issues**: "Is my builder-buyer agreement fair? What clauses should I watch out for?"
5. **Builder Verification**: "How do I check if my builder is RERA registered?"
6. **Carpet Area**: "What is carpet area vs super built-up area? Which should I pay for?"
7. **Defect Liability**: "My flat has defects. Is the builder responsible for repairs?"
8. **Project Changes**: "Builder changed the layout without my consent. What are my rights?"

## Key RERA Provisions We Explain

### Section 18 - Delay Compensation
Builders must pay interest compensation (SBI MCLR + 2%) for delays beyond the agreed possession date. Buyers can alternatively withdraw and claim full refund with interest.

### Section 14 - Project Registration
All commercial and residential projects above 500 sq.m. or 8 units must be registered with RERA before advertising or selling.

### Section 4 - Escrow Account
Builders must deposit 70% of amounts collected from buyers in a separate bank account, to be used only for that project's construction.

### Section 14(3) - 5-Year Warranty
Builders must rectify structural defects or workmanship issues reported within 5 years of possession, at no cost to the buyer.

### Section 31 - Free Complaint Filing
Aggrieved buyers can file complaints with RERA authority free of charge. Authorities must decide within 60 days.

## Accuracy and Sources

Our AI responses are based on:
- Real Estate (Regulation and Development) Act, 2016 (Central Act)
- State-specific RERA Rules and Regulations
- Official RERA authority circulars and notifications
- Landmark RERA tribunal and appellate decisions

All responses include:
- Specific legal references (Act sections, Rules)
- State-specific authority contact information
- Disclaimer recommending professional consultation for complex cases

## Contact and Links

- **Website**: https://buyerrights.in
- **AI Assistant**: https://buyerrights.in/chat
- **Delay Calculator**: https://buyerrights.in/check-delay
- **Agreement Scanner**: https://buyerrights.in/scan-agreement

## About

BuyerRights is built to democratize access to legal information for Indian home buyers. Buying a home is often the largest financial decision for middle-class families. Yet, many buyers are unaware of their legal protections under RERA. This platform bridges that gap with free, instant, multilingual guidance.

**Tagline**: Know Your Rights. Protect Your Home.

**Note**: This platform provides legal information, not legal advice. For case-specific guidance, consult your state RERA authority or a qualified legal professional.